How to Make Money in Your 401(k)

A couple of weeks ago, I asked my email subscribers for their biggest WTF questions when it comes to money. I got some amazing responses, but this one really stuck out: 

How do I make money in my 401(k) when I’m only offered certain investments?”

As I was responding to this reader’s email personally, I realized that he’s not the only one with this question. So I decided to share my response to his question here to help all of you.